Update on the Amendment to Article 29 of the INFONAVIT Law

The recent amendment to Article 29 of the INFONAVIT Law raised concerns among employers by requiring them to withhold and remit housing loan amortizations even when employees were on medical leave or absent. However, the Clarifying Criterion issued on March 13, 2025, establishes that deductions must be adjusted proportionally, ensuring they do not exceed the employee’s actual salary or the legal limits set by the Federal Labor Law. Additionally, if the salary is insufficient to cover the full deduction, employers will not be required to pay the outstanding amount. While this criterion is not binding, it provides legal certainty and reduces the grounds for challenging the amendment through an amparo lawsuit.

At Pérez-Llorca México, we will continue monitoring its implementation and any further developments.

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