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Special Information Briefing COVID-19 (No. 28): Royal Decree-law 26/2020 of 7 July on economic recovery measures to deal with the impact of COVID-19 on transport and housing

13/07/2020

In this Special Information Briefing, we analyse the measures introduced by Royal Decree-law 26/2020 in the financial, real estate, and energy sectors, and we briefly outline the measures adopted in the air transport sector.

On 8 July 2020, Royal Decree-law 26/2020 of 7 July on economic recovery measures to deal with the impact of COVID-19 on transport and housing (“RDL 26/2020“) was published in the Official State Bulletin. RDL 26/2020 establishes new economic recovery measures to deal with the impact of COVID-19 and extends the period of application of measures previously adopted through the Royal Decree-laws approved in recent months.

In this Special Information Briefing we analyse the measures introduced by RDL 26/2020 in the financial, real estate, and energy sectors, and briefly describe the measures adopted in the air transport sector.

Financial measures

One of the main features introduced by RDL 26/2020 is the extension of the deadlines applicable to applications for moratoriums on loans with and without mortgage guarantees:

  1. Mortgage debt moratorium

 

Royal Decree-law 8/2020 of 17 March, on urgent extraordinary measures to deal with the economic and social impact of COVID-19, established a moratorium on the mortgage debt incurred for the purchase of the primary residence, in order to guarantee the right to housing for borrowers in a particularly vulnerable situation whose income was reduced as a result of the COVID-19 health crisis (the “Mortgage Moratorium“).

The entire content of the Information Briefing can be found in the PDF.

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