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credit

Legal briefing

The Council of the EU adopts the new Consumer Credit Directive

Written by: Josefina García Pedroviejo, Enrique Hernández González...
13/10/2023

In this legal briefing, we analyse the most important aspects of this Directive...
Article

Supreme Court upholds the sale of business-to-business trade credits

Published by: Cinco Días
Written by: Pedro Marques da Gama...
28/12/2021

The Supreme Court Backs the assignment of claims as a mechanism available to all creditors to indirectly recover what they are owed...
Article

The Spanish Supreme Court rules on the standing in legal actions derived from securitised loans and mortgage-backed credits

Published by: El Derecho
15/11/2021

The concept of “securitisation” appeared in Spanish legislation for the first time through Law 19/1992...
Article

The necessary change in the treatment of default interest in the Insolvency Act.

Published by: Expansión
Written by: Antonio García García...
15/01/2021

Antonio García, Pérez-Llorca lawyer, writes for Expansión on the change in the treatment of default interest in the Insolvency Act...
Article

The categorisation of the guarantor’s credit after the execution of the deposit following the declaration of insolvency proceedings

Published by: legaltoday
13/11/2020

In the Spanish Supreme Court ruling handed down on 8 June, the Supreme Court determined the categorisation of the credit of a guarantor who has a mortgage guarantee...
Article

The assignment of a claim, in respect of which there are legal proceedings to set aside a floor clause (cláusula suelo), is not to be considered an assignment of a disputed claim

Published by: ECONOMIST&JURIST
03/07/2020

The First Chamber of the Supreme Court has rejected the litigious nature of several mortgage loans assigned by Bankia to the Burlington Loan Management LTD fund...
Legal briefing

Update on the law regulating real estate credit agreements

Written by: Ildefonso Arenas Almansa, Isabel Rodríguez...
14/05/2019

Analysis of the new features of Royal Decree 309/2019, which develops part of Law 5/2019, regulating real estate credit agreements...
Legal briefing

Current account credit mortgages and requirements for the registration of enforcement agreements

Written by: Ander Valverde, Isabel Rodríguez...
26/03/2019

Analysis of the requirements applicable to enforcement agreements on maximum current account credit mortgages, according to the resolution of the Directorate General of Registries and Notarial Offices...
Legal briefing

Loss of status of the extension of a previously registered capped mortgage

Written by: Ander Valverde...
26/06/2015

On 14 May 2015, the Directorate General of Registries and Notarial Offices (“DGRN”) issued a resolution (the “Resolution”) ruling in favour of the loss of status of the extension of a previously registered capped mortgage...
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